Looking to nab a great deal on your health insurance but not sure if you’re eligible for some of the smaller not-for-profit health funds? While many of them have exclusive joining criteria, it’s worth doing your homework to see if you qualify to join.
Though Defence Health is a ‘restricted access’ health fund, meaning that not everyone can join, you might find you qualify quite easily. Anyone can join Defence Health if they have a family or work connection to the ADF.
Chances are, you’re closer to the ADF than you think. So, let’s take a look at at the different Defence Health connections.
Since Defence Health’s purpose is to support the Australian Defence Force community, all past serving members stand to benefit, as well as their children and partners.
You can join if you’re the sibling, partner, ex-partner, child, grandchild or parent of a current serving or former member of the ADF.
There’s no limit on how far back the service was. It could be as far back as WWI or WWII. Even if they joined the Army, Navy, or Air Force after school, spent a year in training then exited to pursue a new career – their descendants are still eligible to join Defence Health.
Uncles, aunts and cousins, however, do not count.
Defence Health can provide health insurance for ADF supporters as well. This includes people who work (or have worked) for companies that have been contracted by the ADF and are directly involved in the supply of goods and services.
The Defence Force utilises a large network of contractors and companies here in Australia (and overseas) so it’s likely you might work, or have previously worked, for one.
Current and former employees of the Department of Defence and other Defence-related departments (for example DVA, ASD, DHA and AAFCANS), and their families, can also join Defence Health. Your immediate family members, as described above, can then also join because of your employment, casting the net even further.
The benefit of a restricted fund is they tend to be not-for-profit (meaning there’s more for members) and often have a big focus on outstanding customer service. Defence Health is not-for-profit and exists only for it’s members.