Health insurance for those connected to the ADF through family and work

Looking to nab a great deal on your health insurance but not sure if you’re eligible for some of the smaller not-for-profit health funds?  While many of them have exclusive joining criteria, it’s worth doing your homework to see if you qualify to join.

Though Defence Health is a ‘restricted access’ health fund, meaning that not everyone can join, you might find you qualify quite easily. Anyone can join Defence Health if they have a family or work connection to the  ADF.

Chances are, you’re closer to the ADF than you think. So, let’s take a look at at the different Defence Health connections.


Since Defence Health’s  purpose is to protect the health of those who protect our country, all past serving members are eligible to join, as well as their children and partners.

You can join if you’re the sibling, partner, ex-partner, child, grandchild or parent of a current serving or former member of the ADF.

Even if they joined the Army, Navy, or Air Force after school, spent a year in training then exited to pursue a new career – their descendants are still eligible to join Defence Health.

Uncles, aunts and cousins, however, do not count.


Defence Health can provide health insurance for ADF supporters as well. This includes people who work (or have worked) for companies that have been contracted by the ADF and are directly involved in the supply of goods and services.

The Defence Force utilises a large network of contractors and companies here in Australia (and overseas) so it’s possible you might work, or have previously worked, for one.

Current and former employees of the Department of Defence and other Defence-related departments (for example DVA, ASD, DHA and AAFCANS), and their families, can also join Defence Health. Your immediate family members, as described above, can then also join because of your employment.

Defence Health is not-for-profit and exists only for its members. It has been named Major Private Health Insurer of the Year (not-for-profit and restricted category) in the Roy Morgan Customer Satisfaction Awards for the last three years. And in 2021 it won the overall category as Private Health Insurer of the Year.

Get a quote online now.

Category: ADF CommunityFamilyHealthYour Insurance

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Article by: Defence Health